Job Description

Join Rural Mutual Insurance Company as a Commercial Insurance Underwriter and help protect Wisconsin businesses by focusing on renewal underwriting. In this role, you’ll review existing policies, assess commercial risks, and ensure coverage remains accurate and competitive. You’ll make informed decisions that strengthen client relationships while collaborating with agents and internal teams to deliver tailored solutions. This is a remote role for candidates residing in Wisconsin. If you’re detail-oriented, analytical, and passionate about continuous improvement, this is your opportunity to grow with a trusted Wisconsin-based insurer. Responsibilities:

• Apply a thorough understanding of commercial underwriting principles and contract language to evaluate risks.
• Review renewal policies to confirm accurate coverages and limits, and determine appropriate renewal actions.
• Make sound underwriting decisions that align with company guidelines.
• Support onboarding and training of new underwriters.
• Prepare and follow up on loss prevention letters to mitigate risk.
• Review claims, risk alerts, and other requests as assigned.
• Contribute to developing and improving processes for the commercial renewal team to enhance efficiency.
• Assist with reinsurance policies and large premium accounts under supervisory guidance.
• Ensure compliance with company policies, procedures, and regulatory standards.

Qualifications:

• Bachelor’s degree in Risk Management, Insurance, Business Administration, or a related field OR 2–4 years of equivalent commercial underwriting experience.
• Progress toward CPCU, AU, ARM, or other industry designations preferred.
• Strong analytical and problem-solving skills with the ability to make sound decisions.
• Excellent communication skills to build relationships with agents, customers, and internal teams.
• Ability to work with urgency and accuracy in a fast-paced environment.

About Company: What You'll Love About Rural Mutual Insurance: We are a leading property and casualty insurance company based in Wisconsin, well known for our financial strength and longevity in the insurance industry. Our reputation in the marketplace ensures stability and opens up numerous growth opportunities for our employees. We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff, our agents, and our customers. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference through the work that we do. We believe in a healthy work/life balance and, to that end, offer a competitive and comprehensive compensation package including health, dental, life, LTD, and vision insurance as well as an employee bonus plan, matching 401(k) plan, and generous time off benefits.

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